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  • Why Buyers Choose Shelley Hare - Why homebuyers looking for a real estate agents in the Warsaw, Truman Lake and Lake of the Ozarks area choose Shelley Hare.

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School Reports in Warsaw, Truman Lake and Lake of the Ozarks, Missouri
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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
Who is considered the world's most renowned living architect?

A 
I.M. Pei who retired in 1991; he earned this status after designing the glass pyramid entrance pavilion to the Louvre in Paris (1989).
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Shelley Hare, REALTOR®, real estate agents and broker for Warsaw, Truman Lake and Lake of the Ozarks Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Hare
RE/MAX of Warsaw

1605 Sunchase Drive
Warsaw, MO 65355
Tel: 660-438-7100
Fax: 660-438-2790
Email: info@teamhare.com


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